Capitol Hill · Federal4 Bills Tracked
Capitol Hill: housing law, stopgap funding, ACA credits, voting bill
What it means for youCongress passed a housing law and funding through Dec. 11. ACA credit and voting bills passed the House but have not cleared the Senate.
ROAD to Housing ActDeveloping
Aims to ease housing costs for renters and buyers by adding supply.
Stopgap Funding Act (H.R. 6500)Developing
Federal services continue through Dec. 11; full-year talks come after the midterms.
ACA Tax Credit ExtensionDeveloping
Would restore larger premium credits for ACA marketplace enrollees if enacted.
SAVE America ActDeveloping
Would change what documents you need to register and vote in federal elections.
Capitol Hill: housing law, stopgap funding, ACA credits, voting bill
- The housing law took effect July 11, 2026, and the stopgap funding bill was signed Sept. 2 and runs to Dec. 11.
- Talks on full-year funding come after the Nov. 3 midterm elections.
- Supporters of the ACA credit extension say it would hold premiums down; critics cite cost and program integrity concerns.
- Supporters of the SAVE America Act say it ensures only citizens vote; critics say it could make voting harder.
The bills
- ROAD to Housing Act (Developing): Bipartisan housing law: eases barriers to building homes, updates HUD programs, addresses large investors competing with homebuyers. Bill page
- Stopgap Funding Act (H.R. 6500) (Developing): Stopgap funding bill keeps the government funded through Dec. 11; also extends AGOA trade program to 2028. Bill page
- ACA Tax Credit Extension (Developing): Three-year extension of expired enhanced ACA premium tax credits, passed by the House 230-196 in January. Bill page
- SAVE America Act (Developing): Would require proof of citizenship to register and photo ID to vote in federal elections. Bill page
Source: Congress.gov (Congressional Research Service)
National · United KingdomUpcoming
UK Autumn Budget arrives 28 October under new Chancellor
What it means for youThe Budget sets tax and spending plans that can affect pay, bills and prices. Rises in income tax rates, employee National Insurance and VAT have been ruled out.
UK Autumn Budget arrives 28 October under new Chancellor
- Chancellor John Healey delivers the Budget on Wednesday 28 October, the first under Prime Minister Andy Burnham.
- Healey says it will meet the government's fiscal rules, and the Office for Budget Responsibility publishes new forecasts the same day.
- Tax thresholds are frozen until April 2031; Burnham says no commitment to change that, but it will be looked at.
- Supporters of tax rises, like think tank IPPR, say reforms such as capital gains and a bank windfall tax could fund help with bills.
Source: Grant Thornton UK
National · CanadaDeveloping
Ottawa and Ontario announce $8.7 billion plan for tariff-hit workers
What it means for youIf you work in Ontario's auto or steel sectors, new funding and Employment Insurance supports are aimed at protecting jobs as U.S. tariffs continue.
From WashingtonU.S. tariffs on Canadian goods remain in place, and as of October 21 Canada had not reached a new trade deal with Washington, according to CTV News.
Ottawa and Ontario announce $8.7 billion plan for tariff-hit workers
- On October 21, Prime Minister Mark Carney and Ontario Premier Doug Ford announced an $8.7 billion federal-provincial partnership.
- It includes $2.5 billion over two years for autos and over $5 billion across five years for a Joint Steel Action Fund.
- Supporters, including the Canadian Vehicle Manufacturers' Association, say pausing greenhouse gas rules gives companies some flexibility; Ottawa says the plan protects up to 290,000 jobs.
- Some Indigenous communities near the Ring of Fire oppose development there, and Carney says a working group will study options.
Source: CBC News
National · NigeriaDeveloping
Nigeria's finance minister denies fuel tax plan as petrol costs about ₦1,400
What it means for youPetrol prices affect daily costs for commuters and households. The government says no fuel tax is planned, while labour wants pump prices lowered.
From WashingtonSince January 1, 2026, a U.S. proclamation has suspended entry of Nigerian nationals as immigrants and on B-1, B-2, F, M and J visas, and a refundable visa bond of $10,000 to $20,000 applies to eligible B-1/B-2 applicants.
Nigeria's finance minister denies fuel tax plan as petrol costs about ₦1,400
- Petrol prices became market-driven after President Bola Tinubu ended the fuel subsidy in May 2023.
- Finance Minister Taiwo Oyedele says the government has no plan to tax fuel and called claims otherwise fake news.
- His comments followed a TV interview abroad that some reports read as hinting at a future fuel tax.
- Oyedele says restoring subsidies could push the naira as low as ₦4,000 to the dollar, while organised labour presses for lower pump prices.
Source: The Journal Nigeria
National · JamaicaDeveloping
A year after Hurricane Melissa, Jamaica's recovery is still unfinished
What it means for youRebuilding affects jobs, housing and tourism income. A small-business grant programme has launched, while insurance delays are straining some hotels and businesses.
From WashingtonSince January 1, 2026, a 1% U.S. federal tax applies to money sent abroad from the U.S. when the sender pays with cash, a money order or a cashier's check.
A year after Hurricane Melissa, Jamaica's recovery is still unfinished
- Hurricane Melissa hit Jamaica as a Category 5 storm, and its first anniversary is October 28.
- The Ministry of Industry, Investment and Commerce launched a $500 million Restoration Grant Programme for micro, small and medium businesses on October 6.
- Businesses say high deductibles and slow insurance claims are draining their cash; the insurers' association calls those concerns understandable.
- Prime Minister Andrew Holness says the next budget will fund repairs to ageing urban housing schemes.
Source: Associated Press via ABC News
National · Washington & YouIn Effect
What Washington's travel bans and trade rules mean abroad
What it means for youIf you live outside the U.S., entry rules depend on nationality, and student visa applicants face social media review. Eligible African exporters have duty-free access through 2028, but South Africa's place is under review.
What Washington's travel bans and trade rules mean abroad
- A December 2025 proclamation expanded the U.S. travel ban to 39 countries and the Palestinian territory; Haiti is on the original full-suspension list.
- Student visa applicants face a two-step review with public social media accounts, and a USCIS vetting center flags possible security risks, VisaVerge reports.
- College groups, including the Presidents' Alliance, asked for student visas to be excluded from the travel restrictions.
- AGOA, the U.S. duty-free trade program for African countries, now runs to Dec. 31, 2028, while South Africa's 2027 eligibility is under USTR review.
Source: Presidents' Alliance on Higher Education and Immigration
State House · AlabamaSigned
Alabama makes nursing home and hospital Medicaid taxes permanent
What it means for youTwo 2026 laws keep Alabama's nursing home and hospital provider taxes in place for good, which helps pay for Medicaid. Alabama still has not expanded Medicaid to low-income adults.
Alabama makes nursing home and hospital Medicaid taxes permanent
- SB 143 removes the expiration date on fees tied to nursing facility beds.
- SB 145 does the same for a tax that private hospitals pay to the Alabama Medicaid Agency.
- Both bills were sponsored by Sen. Greg Albritton, R-Atmore. Alabama Arise, an advocacy group, says the laws protect Medicaid funding.
- Alabama Arise also notes that the governor and Legislature have not expanded Medicaid to cover adults with low incomes.
Source: Alabama Arise
State House · AlaskaIn Effect
Alaska sets 2026 dividend at $1,000 plus $200 energy payment
What it means for youEligible Alaskans are getting $1,200 total starting October 1: a $1,000 dividend plus a $200 energy relief payment, with the amount set in budget bill HB 263.
Alaska sets 2026 dividend at $1,000 plus $200 energy payment
- Nearly 600,000 Alaskans began receiving payments October 1. Another round is scheduled for October 22.
- Applicants generally must have been Alaska residents for all of 2025. Some people sentenced or incarcerated for a felony that year may be ineligible.
- The House minority caucus argued for the statutory dividend formula, which estimates put near $3,800 per person.
- The multipartisan House majority coalition favored putting more money toward state services, such as schools, Medicaid rates and heating assistance.
Source: Alaska Department of Revenue
State House · ArizonaSigned
Arizona budget adds $6,000 senior deduction and tighter Medicaid checks
What it means for youGov. Hobbs signed an $18.3 billion budget, SB 1847, with $1.4 billion in tax cuts. Seniors get a new $6,000 deduction, and Medicaid and SNAP eligibility checks are stronger.
Arizona budget adds $6,000 senior deduction and tighter Medicaid checks
- The tax package ends taxes on tips and overtime, raises the standard deduction and adds the new senior deduction.
- It also adds a child care expense deduction, a larger child tax credit and property tax exemptions for disabled veterans.
- Senate Republicans say stronger Medicaid and SNAP verification reduces waste and protects taxpayer money.
- Democrats pushed back on the checks. The budget funds extra staff so about 40,000 Arizonans can remain on the state Medicaid plan.
Source: Arizona Capitol Times
State House · ArkansasSigned
Arkansas raises homestead property tax credit to $675
What it means for youHB 1103 lifts the credit that lowers property taxes on your main home from $600 to $675 per parcel. It applies to assessment year 2026, with taxes due in 2027.
Arkansas raises homestead property tax credit to $675
- Rep. Bart Schulz, R-Cave City, sponsored HB 1103. It passed both chambers with no votes against, and the governor's office announced the signing May 1.
- Homeowners must register with their county assessor and show proof of eligibility. Each homeowner gets one credit per year.
- A statewide half-cent sales tax pays counties back for the credits. The state estimates $39.8 million in added credits in 2027.
- Gov. Sanders says the state's tax cuts deliver savings to Arkansans. Sen. Fred Love, D-Little Rock, said a separate income tax cut gives the average person about $50.
Source: Arkansas Democrat-Gazette
State House · CaliforniaUpcoming
California minimum wage rises to $17.40 on January 1, 2027
What it means for youThe statewide minimum wage goes from $16.90 to $17.40 an hour in January. A new law also sets a $19.75 hourly floor for certain farmworkers starting in 2027.
California minimum wage rises to $17.40 on January 1, 2027
- Gov. Newsom announced July 31, 2026, that the statewide minimum wage will increase to $17.40 an hour on January 1, 2027.
- The current statewide minimum is $16.90. The governor's office also cites $20 an hour for fast-food workers and $25 for health care workers.
- AB 2646, signed September 30, sets a $19.75 hourly floor for some farmworkers hired through programs like H-2A starting in 2027.
- California residents doing the same or similar work for the same employer, in the same county and period, also qualify.
Source: Office of Governor Gavin Newsom
State House · ColoradoIn Effect
Colorado funds senior property tax break for 2026 tax year
What it means for youIf you are 65 or older and have owned and lived in your home for 10 years, the state can exempt up to half of the first $200,000 of its value.
State House · ConnecticutSigned
Connecticut's housing law H.B. 8002 requires towns to plan for growth
What it means for youTowns must now plan for more housing, small projects face fewer parking rules, and fair rent commissions expand. That can affect rent disputes and housing choices near you.
Connecticut's housing law H.B. 8002 requires towns to plan for growth
Source: CT Mirror
State House · DelawareSigned
Delaware's Housing for Every Delawarean Act sets affordable housing goals
What it means for youLarger towns and counties must plan for affordable homes, with a goal of making 20% of homes affordable, and zoning-compliant residential projects get by-right review.
State House · District of ColumbiaApproved
DC budget restores Healthcare Alliance coverage and protects housing vouchers
What it means for youFor one year starting Oct. 1, the DC Healthcare Alliance again covers full medical services, including dental and vision, for adults 21 and older not eligible for Medicaid or Medicare.
DC budget restores Healthcare Alliance coverage and protects housing vouchers
Source: Arent Fox Schiff
State House · FloridaUpcoming
Florida voters decide Amendment 3 on homestead property tax exemption
What it means for youOn Nov. 3, voters decide whether to raise the homestead exemption on non-school property taxes to $150,000 in 2027 and $250,000 in 2028. It needs 60% to pass.
Florida voters decide Amendment 3 on homestead property tax exemption
Source: Florida TaxWatch
State House · GeorgiaSigned
Georgia gives homestead owners a one-time $18,000 assessed-value cut
What it means for youIf you filed a homestead exemption by April 1 and owe property tax, your 2026 bill drops. It is a bill reduction, not a check.
State House · HawaiiSigned
Hawaii sets up program to buy and erase residents' medical debt
What it means for youQualifying residents may have medical debt wiped out without applying. They will get a notice if their debt is bought and canceled.
State House · IdahoSigned
Idaho drops proration of its homeowner's property tax exemption
What it means for youIdaho homeowners get the full homestead exemption regardless of when in the year they apply, as long as they file by the deadline.
Idaho drops proration of its homeowner's property tax exemption
Source: Idaho Legislature
State House · IllinoisSigned
Illinois homeowners keep leftover equity when homes sold for tax debt
What it means for youIf your home is sold over unpaid property taxes, you now keep the money left after the debt is paid. Owners also get more time to pay.
State House · IndianaSigned
Indiana's SB 1 adds homestead credits, with extra $150 for seniors
What it means for youHomeowners get a credit of 10% off their property tax bill, up to $300. Eligible owners 65 and older get $150 more.
State House · IowaSigned
Iowa's new property tax law caps city and county revenue growth
What it means for youHomeowners get a larger exemption on part of their home's value. Cities and counties face a 2% revenue cap, and existing senior and veteran exemptions stay.
Iowa's new property tax law caps city and county revenue growth
- Senate File 2472 gives homeowners an exemption equal to 10% of home value, at least $5,500 and at most $20,000.
- It caps most city and county revenue growth at 2% a year, with exceptions, and keeps existing senior and veteran exemptions.
- Supporters, including Gov. Kim Reynolds, say it will save homeowners $4.2 billion over six years.
- Critics, including city officials, say residents may see only small bill changes and could see reduced city services.
▶ Iowa PBS Iowa Press: House Speaker Pat Grassley on the property tax dealSource: Iowa Public Radio
State House · KansasVetoed
Kansas governor vetoes property tax cap on cities and counties
What it means for youNo major property tax relief became law this session. The vetoed bill would have let voters block local spending increases above a set cap.
Kansas governor vetoes property tax cap on cities and counties
- House Bill 2043 would have limited city and county spending increases to 3% or the rate of inflation, whichever was smaller.
- Voters could have blocked a local decision to exceed the limit with a petition signed by 10% of voters from a past election.
- Gov. Laura Kelly vetoed it in April, calling it a 'false promise,' and lawmakers had already adjourned, so no override was possible.
- Supporters say the cap would slow rising local tax bills. Critics, including some in both parties, warned local governments could struggle to operate.
Source: Kansas Reflector
State House · KentuckyIn Effect
Kentucky law lets churches build small affordable housing projects
What it means for youFaith groups can build up to 24 affordable homes on land they own with less local zoning review. Units must stay affordable for 15 years.
Kentucky law lets churches build small affordable housing projects
- House Bill 333 was signed by Gov. Andy Beshear on April 7 and took effect July 15, 2026.
- Qualifying religious institutions, or developers working for them, can skip much of the local zoning review if they meet requirements.
- Housing must be reserved for households earning 80% or less of area median income, capped at 24 units, and stay affordable 15 years.
- Supporters say it cuts red tape in a housing shortage, and projects must still pass safety inspections.
Source: Spectrum News 1
State House · LouisianaSigned
Louisiana Medicaid must cover dental work needed before surgery
What it means for youMedicaid will pay for dental procedures a patient needs to be cleared for another covered treatment, such as surgery. The law's effective date was August 1, 2026.
Louisiana Medicaid must cover dental work needed before surgery
- House Bill 222, by Rep. Stephanie Berault, became Act 629 when the governor signed it on June 2, 2026.
- It requires Medicaid to cover a dental procedure when it is medically necessary to clear a patient for another Medicaid-covered procedure.
- Louisiana Medicaid adult dental coverage has mainly included exams, cleanings, dentures, and up to $200 for extractions.
- The health department must seek federal plan approval and write rules. The fiscal note lists about $784,370 in state costs.
Source: Louisiana Legislature
State House · MaineSigned
Maine creates first dedicated funding source for affordable housing
What it means for youA new Housing Production Fund at MaineHousing, paid for through real estate transfer tax changes, will help build affordable homes. First-time buyers in MaineHousing's program skip that tax.
Maine creates first dedicated funding source for affordable housing
- LD 2212 puts $37.5 million in new funding toward building affordable homes to buy or rent across Maine.
- It sets up a Housing Production Fund at MaineHousing, financed through changes to the real estate transfer tax.
- The state estimates $17 million in the first year, with the amount expected to grow with the real estate market.
- LD 210 also exempts participants in MaineHousing's First Time Homebuyer Program from the real estate transfer tax.
Source: Maine Governor's Office of Policy Innovation and the Future
State House · MarylandIn Effect
Maryland Medicaid work-rule changes start Jan. 1, with new state job database
What it means for youIf you're 19 to 64 on expanded Medicaid, you'll need 80 work, training or volunteer hours monthly from Jan. 1, 2027. A new state database lists job-training options.
Maryland Medicaid work-rule changes start Jan. 1, with new state job database
Source: WYPR
State House · MassachusettsPassed Senate
Massachusetts Senate passes optional senior property tax exemption bill, S.2902
What it means for youIf your town opts in, income-eligible longtime senior homeowners could get a property tax exemption. The bill passed the Senate in January; House action was not confirmed.
State House · MichiganUpcoming
Michigan minimum wage rises to $15 an hour on Jan. 1, 2027
What it means for youWorkers now at $13.73 an hour are scheduled to move to $15.00 on Jan. 1, 2027. The tipped cash wage rises to $6.30.
State House · MinnesotaSigned
Minnesota boosts 2025 homestead credit refunds by 14.88 percent, one time
What it means for youHomeowners who qualify for the 2025 Homestead Credit Refund get a refund nearly 15% larger. If you already filed, the state adjusts it for you.
State House · MississippiSigned
Mississippi's HB 1 phases income tax down to 3% by 2030
What it means for youThe state income tax rate is set to fall to 3% by 2030, with later cuts possible. The law also cuts the grocery sales tax to 5% and raises the gas tax.
State House · MissouriSigned
Missouri law will automatically clear some criminal records
What it means for youEligible misdemeanors and nonviolent felonies will be cleared automatically, without you filing anything, after set waiting periods. Violent crimes and offenses against children are excluded.
State House · MontanaIn Effect
Montana's homestead rate lowers property taxes on primary homes
What it means for youIf you own and live in your Montana home at least seven months a year, you can get a lower property tax rate. Second homes generally pay more.
State House · NebraskaSigned
Nebraska locks in retroactive Medicaid coverage under LB958
What it means for youIf you get care before applying for Medicaid, Nebraska must cover those bills up to the federal limit: two months, or one month for expansion enrollees.
State House · NevadaProposed
Nevada lawmakers plan to bring back a senior rent cap in 2027
What it means for youNevada lawmakers plan to reintroduce a 10% cap on rent increases for seniors in 2027. Gov. Joe Lombardo has vetoed earlier versions twice.
Nevada lawmakers plan to bring back a senior rent cap in 2027
Source: Nevada Current
State House · New HampshireSigned
New Hampshire sets Medicaid work rules starting January 2027
What it means for youAdults on Granite Advantage, the state's Medicaid expansion, must show proof of 80 hours a month of work or other approved activity, unless exempt.
New Hampshire sets Medicaid work rules starting January 2027
Source: InDepthNH.org
State House · New JerseySigned
NJ budget keeps Stay NJ senior tax relief, with income tiers
What it means for youHomeowners 65 and older earning $100,000 or less can still get up to $6,500 in property tax relief. Incomes above $200,000 no longer qualify.
NJ budget keeps Stay NJ senior tax relief, with income tiers
Source: Jersey Vindicator
State House · New MexicoSigned
New Mexico law boosts fund that lowers health insurance premiums
What it means for youHouse Bill 4 sends more health insurance surtax money to the Health Care Affordability Fund, which helps lower premiums on BeWell plans. The governor signed it March 6, 2026.
State House · New YorkIn Effect
New York's Clean Slate Act: record sealing rolls out through 2027
What it means for youEligible misdemeanor convictions are sealed 3 years after release or sentencing, and felonies after 8, for many civil background checks. Courts have until November 16, 2027 to set up the system.
State House · North CarolinaSigned
NC signs first full budget since 2023, with Medicaid funded
What it means for youGov. Stein signed the 2026-27 budget July 7. It fully funds Medicaid, though federal changes will shift more Medicaid and SNAP costs to the state in coming years.
State House · North DakotaIn Effect
North Dakota's $1,600 homeowner credit and 3% levy cap
What it means for youMost North Dakota homeowners can get a $1,600 yearly credit on their primary home's property tax. Local governments' yearly property tax increases are capped at 3 percent.
State House · OhioSigned
Ohio House Bill 479 gives homestead seniors a one-time tax credit
What it means for youIf you get Ohio's homestead exemption, you should see an extra one-time credit of about $450 to $475 on a property tax bill, with no new application.
State House · OklahomaUpcoming
Oklahoma State Question 847 would lower property assessment caps
What it means for youVoters decide Nov. 3 whether to limit how fast a home's assessed value can rise each year. Supporters say it eases costs; critics worry about local budgets.
Oklahoma State Question 847 would lower property assessment caps
Source: Oklahoma Watch
State House · OregonDeveloping
Oregon weighs $421 million in Oregon Health Plan cuts
What it means for youOregon's Medicaid program covers about 1.4 million people. State leaders must close a $421 million budget gap, and federal changes could cost up to 200,000 adults their coverage.
State House · PennsylvaniaPassed House
Pennsylvania House passes $15 minimum wage bill; Senate has not voted
What it means for youPennsylvania's minimum wage is still $7.25. A House-passed bill would raise it to $15 by 2029, but it is not law unless the Senate passes it and the governor signs it.
Pennsylvania House passes $15 minimum wage bill; Senate has not voted
Source: CBS Pittsburgh
State House · Rhode IslandSigned
Rhode Island lets people clear up to four nonviolent felonies
What it means for youIf you have up to four nonviolent felony convictions, you can ask a judge to expunge them 15 years after finishing your last sentence.
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City Hall · AtlantaApproved
Atlanta Council votes 8-7 to sell city jail to Fulton County
What it means for youThe council approved a $68 million sale of the city jail to Fulton County. Final terms, including operations and employee transitions, still must be negotiated.
City Hall · New York CityUpcoming
NYC Council to vote on raising senior rent-freeze income limit
What it means for youSeniors and people with disabilities earning up to $75,000 could qualify for rent freezes, up from $50,000. A Finance Committee vote is set for Oct. 22.
NYC Council to vote on raising senior rent-freeze income limit
Source: The Real Deal
City Hall · Los AngelesUpcoming
LA voters decide on half-cent sales tax for fire department
What it means for youOn Nov. 3, LA voters decide whether to add a half-cent to the city sales tax for the fire department, raising about $345 million a year.
City Hall · ChicagoProposed
Chicago mayor's 2027 budget meets council tax opposition
What it means for youChicago faces roughly an $880 million budget gap. The mayor is expected to propose business taxes, while 29 aldermen say they oppose a head tax or property tax increase.
Chicago mayor's 2027 budget meets council tax opposition
Source: NBC Chicago
City Hall · HoustonApproved
Houston keeps its city property tax rate flat for 2026
What it means for youThe city rate stays at $0.519190 per $100 of taxable value, so a home with $340,000 in taxable value owes about $1,765 in city tax.
City Hall · PhiladelphiaUnder Review
Philadelphia Council votes to make City Hall bike lane permanent
What it means for youCouncil unanimously voted to make the Penn Square bike lane permanent. It replaced a car lane and now needs the mayor's signature.
Philadelphia Council votes to make City Hall bike lane permanent
Source: Hoodline
City Hall · DetroitUnder Review
Detroit Council still weighing 'Let's Build More Housing' zoning ordinance
What it means for youA zoning proposal would let more triplexes, fourplexes and backyard units be built. Latest reporting found, from spring 2026, shows Council had not yet voted.
Detroit Council still weighing 'Let's Build More Housing' zoning ordinance
Source: City of Detroit
City Hall · Washington, DCDeveloping
DC Council advances auto-enrollment in utility discount programs
What it means for youBill 26-0243 would automatically enroll eligible households, such as people on SNAP or Medicaid, in Pepco, Washington Gas and DC Water discount programs. It passed a first vote.
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